Insurance Law: Your Compensation Rights in Accidents

• Ali Rıza Deniz

Insurance Law: Your Compensation Rights in Accidents

Accidents are events that can directly affect individuals' lives. In such situations, the rights of the injured parties and the compensation processes are handled within the framework of insurance law. In Turkey, individuals who are harmed in workplace accidents, traffic accidents, and generally any type of accident are entitled to compensation. This article will share important information about your rights to compensation after an accident and how you can claim these rights.

Compensation Rights in Accidents

Traffic Accidents: For damages resulting from traffic accidents, financial and non-economic (pain and suffering) compensation can be claimed from insurance companies. Depending on the extent of the damage, various financial compensations such as vehicle repair costs, medical expenses, and loss of earnings can be obtained. Additionally, there is a right to compensation for non-economic damage caused by the incident. Workplace Accidents: Compensation can be claimed for employees' inability to work and medical expenses resulting from accidents at work. Accidents resulting from an employer's failure to fulfill occupational health and safety obligations can lead to claims for financial and non-economic damages against the employer. General Accident Compensations: Individuals harmed in other accidents that can occur in daily life also have the right to claim compensation. This includes damages due to defective products or accidents occurring in public areas.

Compensation Claim Process

The compensation claim process can vary depending on the type of accident and the extent of the damage. Generally, to file a compensation claim, it is necessary to gather an accident report, medical report, documents proving the damage, and other relevant documents. Negotiations with insurance companies or related parties and, if necessary, legal actions are taken to obtain compensation.

Points to Consider

• Statute of Limitations: There are specific statute of limitations periods for filing compensation claims after an accident. It is necessary to act within these periods.
• Legal Support: In complex compensation processes, obtaining legal support from an expert attorney is crucial for protecting your rights.

Knowing your rights to compensation for damages resulting from accidents and effectively using these rights allows for at least financial mitigation of the adverse effects experienced. As a partner experienced in insurance law, Zeugma Tax & Law is here to protect your compensation rights after accidents and support you during your claim processes.